We can’t talk enough about how a credit card is important when you’re traveling overseas. With a credit card, you don’t need to worry about having cash on hand.
Several countries have different limits as to how much hard currency you can bring into their jurisdiction, but a credit card will help you make sure that you also have spending power anytime, anywhere.
Of course, because a credit card means that you have to pay interest and other related fees on your purchases, you have to make sure that you choose the right one for your journeys and holidays. Look no further, because here is the best credit card for overseas spending Malaysia has to offer you.
Read more and find out about what the OCBC Titanium MasterCard has to offer you.
Have you always wanted to get something back from each buck that you spend? Well, with the Titanium MasterCard from OCBC, you can actually earn a modest amount back from your purchases.
Yes, you read that right. As an OCBC Titanium MasterCard holder, you are entitled to earn back 1% of what you spent when shopping through the Internet, and your expenses while on holiday. All you need to do is to use your credit card to pay for your transactions, and you automatically receive 1% off the total amount back to your monthly credit limit.
Of course, you also have a rebate for your non-online spending. This rebate is at 0.1% off your total expenses.
Here’s the best thing about the rebate system for this card – there virtually is no limit as to how much rebates you can earn. No matter how high your bill is when dining in a posh restaurant while on a holiday, or when booking a flight, you still get that 1% back!
Interest Free Installment
If you can pay back what you spent using your credit card within 20 days, you have the privilege of not having to pay interest on top of the original amount you owe your card.
Interest-free installment is available with the various merchants and establishments that accept the Titanium MasterCard. This means that you can buy anything, eat anything, without having to think that an extra amount is added on top of what you are paying for your bill.
No Annual Fee
Having to pay fees can be irritating, even if you only have to pay them once a year. OCBC understands that, and it offers the Titanium Master Card for no annual fee in return!
It’s not only the principal card that is free of annual fees – the annual service fee for the supplementary card is waived as well!
If you’re still looking for the best credit card for your holidays and online shopping needs, you better stop that search now because here is the best credit card for overseas spending Malaysia has to offer you – the OCBC Titanium MasterCard!